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Home Financing Scheme

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Eligibility Criteria

  • Malaysia Citizen of Sarawak Origin. 

  • Applicant must be age 18 and above.

  • Applicant is not a bankrupt.

Documents Required

  • Letter of Offer from Housing Development Corporation (HDC).

  • Financing application form.

  • Copy of the NRIC duly verified.

  • Proof of income (salary slip, etc..) including bank account statement.

Type and Source of Properties to be financed

All residential development under Housing Development Corporation (HDC) and approved affordable scheme by government.

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Pre-Assessment Form

  • HDRAS Application Form complete with personal documents,

  • Letter of Approval from MPHLG / HDC / Land and Survey Department,

  • Copy of Sales Agreement / Sales Confirmation Slip dated after 12 October 2021,

  • Confirmation of design and price for Spektra Mutiara House Program by the appointed panel of contractor.

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