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Eligibility Criteria
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First Time Home Buyers for Sarawakians B40 and M40.​
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Buying an affordable house from a registered developer or;​
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Build a house on your own land through the Village Expansion Scheme (SPK) / Resettlement Scheme (SPS) Program
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For monthly repayment assistance applicants:
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Loans / Housing financing approved by financial institutions after October 1, 2022.
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Application Procedure
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HDRAS Application Form complete with personal documents,​
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Letter of Approval from MPHLG / HDC / Land and Survey Department,​
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Copy of Sales Agreement / Sales Confirmation Slip dated after 12 October 2021,​
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Confirmation of design and price for Spektra Mutiara House Program by the appointed panel of contractor.
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